Claims Canada

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Feature Legal

Lessons in Policy Language

December 1, 2014 Michael Teitelbaum, Partner, Hughes Amys LLP

Ontario Court gives a plain and simple reading of the faulty workmanship exclusion.

Laura A. Wright, Associate Counsel, Alexander Holburn Beaudin + Lang LLP
Feature Legal

Is Anybody Home?

December 1, 2014 Laura A. Wright, Associate Counsel, Alexander Holburn Beaudin + Lang LLP

A British Columbia court clarifies the scope of vacancy exclusion in the homeowner’s insurance policy.

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Feature Legal

Condo Coverage

December 1, 2014 Insurance Institute of Canada

Parsing the Property Policy

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Feature Legal

Doubled up on different strokes

December 1, 2014 Insurance Institute of Canada

For some losses, both the condo corporation’s insurance and the condo owner’s insurance will need to respond. If the condo owner has coverage from the same carrier that the condo corporation uses, this can smooth the claims settlement and coordination

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Drug-related teen driver deaths on the rise

December 1, 2014 by Claims Canada

The number of teen fatalities in auto collisions involving drug use rose significantly between 2000 and 2010, to a point that is as serious as drinking and driving, according to a new review from State Farm. Based on secondary research

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IBC, Brokers pleased with passage of Bill 15 in Ontario

December 1, 2014 by Claims Canada

The Insurance Bureau of Canada said November 20 it welcomed the news that the Ontario legislature has passed Bill 15, the Fighting Fraud and Reducing Automobile Insurance Rates Act. “It’s a great step and strikes a blow at those in

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Smart home technology gets mixed reaction from insurers

December 1, 2014 by Claims Canada

Smart home technology offers significant promise in getting the number of losses down, but replacement costs must also be considered to capture a complete picture of its potential effect, Bob Tisdale, president and chief operating officer of Pembridge Insurance Company,

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Alberta hailstorm pegged at $450 million in damage

October 1, 2014 by Claims Canada

The severe hailstorm that hit Airdrie, Alberta August 7 caused an estimated $450 million in insured damage, according to Insurance Bureau of Canada (IBC) and Property Claim Services (PCS). The intense storm hit Airdrie and surrounding areas, including Rocky Mountain

Kurt Ising, senior engineer and principal, MEA Forensic Engineers & Scientists
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There’s Something In the Road!

October 1, 2014 Kurt Ising, senior engineer and principal; Dr. Jason Droll, senior scientist; and Pamela D'Addario, project engineer, MEA Forensic Engineers & Scientists

Evaluating driver response can be a complex task for engineers and scientists.

Daniel Strigberger, partner, insurance litigation group, Miller Thomson LLP.
Feature Legal

Priority of Payment

October 1, 2014 Daniel Strigberger, partner, insurance litigation group, Miller Thomson LLP

Establishing a “nexus” or connection is key to finding out which insurance company pays, as one legal case shows.

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Rate reductions could hurt Ontario auto: sources

October 1, 2014 by Claims Canada

The Office of the Superintendent of Financial Institutions (OSFI) noted in its recently released annual report for 2013-14 that the target in Ontario to reduce auto insurance premiums by 15% could have a negative impact on profitability. “Domestically, personal auto

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Claims frequency the issue for Canada in 2014: A.M. Best

October 1, 2014 by Claims Canada

2013 and 2014 reflect stories in severity versus frequency for the property and casualty industry in Canada, Joel Silverthorn, a senior financial analyst for A.M. Best Company Inc., said during the company’s 2014 Insurance Market Briefing – Canada held in